Pet Health Matching Account Services, Inc. (PHMAS®) is based in Houston, Texas. PHMAS® is the exclusive provider of the Pet Health Matching Account product, a medical savings program designed exclusively to pay for veterinary office expenses. The PHMA® awards an increasing, monthly medical match to assist pet owners by providing them with access to up to $2 or more in pet medical matching each month for every $1 that they contribute towards their PHMA® as the program progresses. The PHMAS® Board of Directors and founders bring over a century of experience in the life and health services industry including owning their own affiliated life and health insurance carrier. The founders are former owners of one of the largest independent companies in the Southwest United States.