CASE STUDY
Data from the APPA National Pet Owners Survey provides perfect insight into how people value their pets
Key Personal Statements
• 81% are aware that owning a pet can be beneficial to their own health
• 85% of pet owners believe pets are a good source of affection
• 82% agree that interacting with a pet can help them relax
• 81% feel unconditional love for their pet
• 61% feel buying a pet product made in the USA is important to them
Pet Owners Beware
Pet Health Care Costs Are Spiraling Out Of Control:
What Can You Do To Protect Yourself And Your Pet?
With all of the modern conveniences and luxuries now available to pet owners including the rise of pet spas and the advances in pet food quality, it should not surprise anybody that the spending on pet health care in the U.S. continues to rise rapidly. It is estimated that the total American pet industry expenditure is right around $100 billion according to the American Pet Products Association (APPA) with $30 billion estimated to be spent on vet care and over-the-counter medication alone. These figures will only continue to rise as the APAA claims that there are approximately 85 million households with pets currently including nearly 5 million new households that have purchased pets since 2015, which comes out to almost 3,000 new pet owners in the United States every single day! The APAA also claims that 68% of American households now carry at least one pet.*
The joy of pet ownership also carries with it the burden of financial responsibility. According to the American Society For The Prevention Of Cruelty To Animals (ASPCA), the average first-year cost of owning a dog, which includes vaccinations, spaying, neutering, training, initial medical fees and a crate can approach at least $2,000 with annual costs approaching at least $1,000 for most breeds thereafter. These figures however, do not include unexpected, emergency, veterinary trips, which all pet owners understand can happen at any time, and, depending on the ailment, can cost hundreds if not thousands of dollars.**
* https://www.americanpetproducts.org/press_industrytrends.asp
** https://www.usatoday.com/story/money/personalfinance/2016/08/24/how-much-costs-own-dog-per-year/88449800/
What can be done to help pet owners navigate the perilous road of unforeseen pet medical expenses?
Your Pet Medical Expense Solution Has Arrived!
The Pet Health Matching Account Is The ONLY
First-Dollar Pet Health Savings Program On The Market!
When it comes to any expected or unexpected medical needs for your pets, there is no better plan to turn to when it comes to paying your veterinarian expenses than the Pet Health Matching Account (PHMA®). Wouldn’t it be nice to be able to afford nearly any life-extending treatment for your cherished pets that you might not have been able to afford before such as a $5,000 hip replacement procedure and prolonged cancer treatments that could add not just months but years of enjoyment for you and your pet to have together? How financially prepared are you to face these potential costs and inevitable occurrences for the pet you love?
The PHMA® is a pet medical savings program designed exclusively to pay for the veterinary expenses for all of the pets in your household. The PHMA® is the financial solution for all pet lover’s out there to help them better manage the expected and unexpected medical expenses that they will be required to pay for all of their current and future household pets. Why is the Pet Health Matching Account so valuable for pet owners to help them better afford all of their veterinarian costs?
8 Reasons You Will Love The PHMA®
Very simply, the PHMA® is the ultimate source for savings
on your pet’s veterinary expenses and needs because:
1. Superior Pet Medical Matching
The PHMA® awards pet owners access to up to $2 or more in medical matching for their pets for every $1 they contribute on a monthly basis as the program progresses.
2. Flexible Monthly Payment Plans
The Pet Health Matching Account has five different monthly contribution plans starting as low as only $84 per month that will fit into any family’s budget.
3. Enjoy Your Paid-Up Pet Medical Matching
Once you build your PHMA® up to the target medical cap of your choosing (anywhere from $5,000 in the PHMA® 5000 plan or $20,000 in the PHMA® 20000 plan), you are no longer required to make your full, monthly contribution and will only have to pay a monthly maintenance fee to keep your program in force.
4. Guaranteed Pet Medical Matching Growth
The monthly match that you receive into your PHMA® is guaranteed to increase each month as the program progresses. This monthly match is designed to double your overall pet medical balance over 35 months if you continue to allow the monthly match to grow and will secure you phenomenal savings along the way before you reach your paid-up, target cap when you do pay for a pet medical service using your PHMA®.
5. Guaranteed Issue
You can enroll into the Pet Health Matching Account product of your choice in five minutes! The PHMA® requires no upfront underwriting and will also allow you to use it for every pet in your household.
6. No Concern Over Pre-Existing Conditions
Regardless of your pet’s health or if they have any underlying health conditions, the PHMA® will help pay for the veterinary expenses for all of your healthy or unhealthy pets starting on Day 1.
7. Track Your Pet Medical Match In Real Time
You will always know where you stand with your PHMA® program because you will be able to check the amount of your current PHMA® pet medical balance and transaction history in real time through your PHMA® member portal and mobile app as well as having access to other valuable resources to help you understand all of your PHMA® program advantages.
8. PHMA® Matching Roll Over Year-To Year And For Your New Pets!
With the PHMA®, more medical matching means more potential pets in your household! The pet medical balance that you will be able to build, retain and roll over year-to-year will provide you with the invaluable security and certainty you will need to know your pets’ health needs will be covered. The PHMA® will also provide you the flexibility over time to add more pets to your household because your PHMA® will be there to take good care of all your current and future pets’ wellbeing.
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Contact Pet Health Matching Accounts Today
The PHMA® is not pet health insurance.