PHMA® Monthly Contribution Options

PHMA INFORMATION

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PHMA Brochure
PHMA Medical Match Explanation
PHMA Monthly Contribution Options
What Pet Medical Costs Does The PHMA Pay For?
PHMA FAQ
15 Helpful Hints For Your Pets

■ You Choose The PHMA® Product That Works Best For Your Needs: Pet Owners Can Select From A Variety Of Monthly Contribution Options To Build Their Pet Medical Balance To A Target Cap Amount From $5,000-$20,000

■ Flexible Monthly Payment Options: 5 PHMA® Product Options With Monthly Contribution Amounts Ranging From $84 Per Month To $259 Per Month Can Fit Any Pet Owner’s Budget And Includes The Ability To Scale Up The Monthly Contribution Amount And Its Corresponding Target Pet Medical Cap As Needed

■ Enjoy Paid-Up Pet Matching!: No Further Monthly, PHMA® Pet Medical Match Contribution Once Plan Reaches Target Pet Medical Cap (Only Maintenance Fees Are Required)

Pet Health Matching Account Services (PHMAS®) is the exclusive provider of the PHMA® product with monthly contribution options that are all designed to reach a corresponding target pet medical cap amounts ranging from $5,000 all the way up to $20,000. The five different Pet Health Matching Account (PHMA®) plan options will fit into all budgets in order to accommodate any pet owner who is seeking to build a valuable, pet medical reimbursement program in order to greatly reduce their out-of-pocket, veterinary expense obligations. Once pet owners reach their target PHMA® pet medical caps, their PHMA® program is considered paid up, and they are no longer responsible for contributing the full amount every month towards their PHMA®. They will only be paying monthly maintenance fees until another veterinary pet medical expense is paid for using their PHMA® as payment. This important paid-up incentive serves as a reward for your pets’ good health and will serve to drastically decrease the PHMA® owner’s monthly amount that they are contributing towards their PHMA® program over time.

The PHMA® program is also extremely flexible. It provides participants with the ability to scale up their monthly contribution amounts and target pet medical caps in order to increase their pet medical matching which they can access as they see fit. The PHMA® pet medical balance that is matched from the participants’ monthly contributions is permitted to carry over year-to-year, and just as importantly, they can also be used for not only multiple pets at once but will be there for you to use for any new pets that you bring into your household as the years go by.

This monthly pet medical match amount grows following each monthly contribution in order to rapidly increase the available PHMA® medical balance that can be used to pay for each participant’s out-of-pocket, veterinary expenses. The PHMA® monthly contribution match results in pet owners’ receiving access to up to an average of $2 or more in pet medical matching being awarded to the participant’s PHMA® medical balance for every $1 above and beyond what was contributed each month as the program progresses.

The PHMA® is not pet health insurance.